This simple trick vastly improves Apple Pay (Wired UK)

Apple Pay will be limited to £20 until September, when payments up to £30 will be allowed


One of the slight criticisms raised about Apple Pay when using the cashless system to commute is that it takes a fraction longer at the ticket barriers than swiping your Oyster card.

But this issue can easily be fixed, or rather avoided altogether, by “pre-arming” Apple Pay our your iPhone — an underreported but neat little feature buried within Apple Pay.

It is possible to pre-authorise your Apple Pay account before you get to any payment terminal — including ticket barriers — so there is no need to scan your fingerprint ID while others wait impatiently behind you.

The pre-arm function itself is not flagged up within Passbook, so it is easy to miss this handy extra ability. But here’s how you do it:

  • Open Passbook
  • Select the card you wish to pay with
  • Touch the fingerprint scanner and the card will begin to identify you and pre-authorise the chosen card
  • You then have 60 seconds to pay using the iPhone — without the need to scan your finger again

After the 60 seconds has elapsed, the pre-arming cancels to maintain the payment system’s security.

This function is not available on Apple Watch, but this is because it is effectively already pre-armed thanks to the in-built identification on the device.

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24 July 2015 | 9:57 am – Source:


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